Treasury Manager

Job Description of a Treasury Manager 2023| Responsibilities| Duties

Functional Role of a Treasury Manager is to manage the branch of a bank. Duties of Treasury Manager include Cash Flow Management, Investments, Loan Borrowings, Bank Guarantees and Audit, FOREX Management, Compliance etc.

Do you want to know in detail what a Treasury Manager does? What you should look for in a Treasury Manager Resume? What are the points you should include in your Treasury Manager CV? Please read below.

Responsibilities of Treasury Manager:

Monitoring Cash Flow and Investments:

  • Prepare cash flow projections on a monthly, quarterly, and annual basis for both domestic and overseas regions.
  • Review funding requirements, arrange funds for business needs, and report on the monthly fund position and all treasury activities to senior management.
  • Ensure the availability of funds to repay both principal and interest on loans, both domestically and overseas.
  • Follow up with finance managers in each business unit to obtain periodic collection forecasts.
  • Manage surplus funds by investing in mutual funds and fixed deposits.
  • Plan, analyze variances, and manage cash on a daily, monthly, and annual basis across the organization.
  • Evaluate the performance of portfolios and make decisions regarding investments and redemptions based on the recommendations of the Asset Management Companies (AMCs).
  • Manage investments effectively and in line with the prescribed treasury policy to achieve the targeted returns on investments.

Loans and Fund Raising:

  • Initiate communication with banks to secure new loans.
  • Verify and authenticate loan documents and approval letters issued by both domestic and overseas banks.
  • Renew approval limits for both Fund and Non-Fund Based lines of credit and utilize the parent company as well as its subsidiaries.
  • Scrutinize and confirm the accuracy of interest and other fees charged by the bank, and obtain reimbursement for any unwarranted debits.
  • Ensure that the security interest charged for securities provided to the bank is properly executed.
  • Negotiate and obtain the most favorable rates for a Working Capital Demand Loan (WCDL).
  • Monitor and manage borrowing costs as part of budget control.
  • Validate and confirm the interest and other fees levied by the banks.
Treasury Manager
Treasury Manager (dreamstime.com)

Fixed Deposits (FD) /Bank Guarantee (BG)

  • Secure the most favorable interest rates for fixed deposits and ensure that they are renewed in a timely manner.
  • Ensure that bank guarantees (BGs) are issued or renewed on schedule, and follow up on any necessary refunds or cancellations.
  • Possess comprehensive knowledge of various types of loans, such as working capital loans, PCFC loans, and term loans, both in India and abroad. Skilled in structuring loans, devising innovative solutions, handling loan documentation, negotiating with banks, and servicing debts on time.
  • Possess practical experience in managing the issuance of bank guarantees both domestically and internationally.
  • Conduct statutory audits and maintain compliance with treasury policies for financial activities.

FOREX Matters:

  • Keep track of foreign currency balances and monitor them regularly.
  • Ensure that all documentation related to forex payments is compliant with applicable regulations.
  • Negotiate and secure the most favorable forex rates for both inbound and outbound remittances.
  • Confirm that the mandatory monthly forex conversions in forex accounts are accurate.
  • Manage forex hedging coverage, and monitor and evaluate its profitability over time.

Compliance:

  • Submit all required documents to the Reserve Bank of India (RBI) through the Authorized Dealer (AD) Bank in a timely manner, including the Annual Performance Report (APR) and the Utilization and Holding of Foreign Exchange Reserve with RBI (UHFCE) report.
  • Obtain a certificate from a chartered accountant (CA) confirming the utilization of bank limits for the purpose of renewing sanction letters.
  • Furnish all necessary documents and information to ensure that facilities are renewed in a timely manner.
  • Coordinate with a rating agency to ensure that rating surveillance audits are completed on schedule.

Reports, MIS and Automation:

  • Prepare and maintain a Cash Flow Forecast Management Information System (MIS) to monitor collections and payments. Collaborate with Single Points of Contact (SPOCs) in different locations to ensure effective cash management.
  • Generate an Investment Committee/Summary Report and a geographical investment chart flow to improve understanding of investments across WNS globally.
  • Take charge of corporate treasury tasks related to various initiatives, including but not limited to treasury automation, financial risk management, and financial supply chain management improvements.
  • Create process flows and design documents and oversee the implementation of changes mandated by regulators and laws, as well as the implementation of relevant tools.

How to become a Treasury Manager:

Educational Qualification requirement for a Treasury Manager is Graduate or Bachelor degree from any of college/university Commerce or Science or engineering and must be a CA (Chartered Accountant) or MBA in Finance or CFA Certified.

Technical Skills Required for Treasury Manager:

  • Strategic Planning & Leadership
  • MIS Management
  • Analytical Forecasting acumen
  • Mathematical expertise
  • Handle large quantitative data

Software skills Required for Treasury Manager:

ERP/SAP

MS-Word, MS-Excel, MS-Power Point

Soft skills Required for Treasury Manager:

  • Excellent Verbal communication skills, both written and oral.
  • Strong communicative and interpersonal skills essential for managing people.
  • Self-motivated, hardworking. Always keen on constant improvement.
  • Goal Oriented mind set.

What is the Job Opportunity of Treasury Manager in the industry?

Treasury Managers are required and hired in Banks, NBFC (Non-Banking Financial Company) Companies, Insurance companies, Venture Capital companies, Financial Services companies, Mutual fund Companies etc. So, there is always a huge demand of Treasury Managers.

Salary of Treasury Manager (in India):

Average Salary of Treasury Manager in India starts from 10 Lacs Rupees to 100 Lakhs Rupees per annum. depending upon the Experience, Expertise, Industry, Business volume etc.

F.A.Q:

There are very high demands Treasury Managers abroad.

Also Read:

Job Description of a Recovery Manager

Job Description of a Bank Manager

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